Exciting News!

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AFLAC policies pay you cash benefits that can be used to help pay for leftover medical expenses, out-of-pocket costs, everyday living obligations and lost earning power.  

And all of our policies are portable so we will be there for you no matter where you are. For as little as $5.00/week, you and your family will be empowered to survive any accident or illness. 

Feel free to call me with any questions.  Tabitha Lugo 508-272-2140

Up to 50% of the costs associated with an accident are non-medical and come out of your pocket in the form of co-pays, deductibles, travel, parking, medications, etc. AFLAC pays cash directly to you for accidents, on or off the job, and how you choose to use that money is up to you. Family coverage is available and great if you have young active kids. 

If you become sick or injured and can’t work, your paychecks will stop but your bills won’t. AFLAC disability helps replace your lost income, and benefits are paid regardless of any sick or vacation time. Customized for each person to fit your income and budget needs, and maternity leave is included. Ask how you can customize your own disability benefit at lower rates. 

An extended hospital stay, for a covered accident or sickness, can be a distressing time for you and your family. It can also be an expensive one, with costs racking up surprisingly quickly. An Aflac Hospital Indemnity Plan is the solution. We pay cash benefits directly to you, no matter what other insurance you have. Combine this with our Accident Insurance and you have an empowering tool to help you and your family in time of need.

The Risk of cancer in the U.S. is 1 in 2 men, 1 in 3 women – 50% of all US Families will be affected by this disease. Many people don’t realize that being diagnosed with cancer can be financially devastating. Expenses skyrocket, and if a family member also has to stop working to care for a loved one, the loss of income may be doubled. AFLAC helps provide an important safety net in fighting the financial consequences of cancer, and has saved countless families from bankruptcy. Policies pay a first occurrence benefit ($5,000 for Level 3) to help with immediate costs. Provides over 25 pre-determined benefit amounts for steps taken in the course of treatment such as: Hospital Confinement, Chemotherapy, Medication, Surgery, Transportation, Lodging, etc.

This optional Lump Sum Critical Illness Benefit Rider can be added to many of our plans for additional protection and pays a lump sum dollar amount of $5,000 in the event you are diagnosed with one of 14 covered critical illness events (heart attack, stroke, coma, Type 1 Diabetes, etc…) See brochure for more details. An additional $3,000 is paid in the event of a subsequent diagnosis*. Nine additional conditions pay $2,000 including Lyme Disease. 

Aflac offers a choice of Whole Life or Term policies. No medical exams necessary. Employees can cover a spouse and/or children, with safety of Waiver of Premium benefit in case of total disability; up to $200,000.00 in coverage available. Choose a Return of Premium Rider and see the difference.